If you are looking for new construction homes in Jacksonville FL this year, the market feels significantly different than it did just a short while ago. We aren't seeing the frantic scramble where buyers had to sign contracts within hours of a lot release. Instead, as we move through 2026, inventory levels have stabilized, and the power dynamic has shifted a bit more toward you, the buyer.

Jacksonville’s growth is still surging, particularly along the Southside and Northside corridors. However, with interest rates stabilizing, builders are eager to move homes and are often more willing to discuss incentives. Whether you are eyeing the massive new launch of EverRange in South Jacksonville or watching the continued build-out of Seven Pines, there is a lot of opportunity on the table. It is also important to understand the landscape shifts between Duval County proper and the Greater Jacksonville Metro area, which includes neighboring St. Johns County, as your choice will impact your taxes and daily commute.

Top Master-Planned Communities: Southside & Intracoastal

This area is generally the heavyweight champion for buyers seeking a premium lifestyle. When people ask about the "hot" areas for new home developments in Jacksonville FL, the conversation almost always starts here. The focus in these communities is heavily on amenities, walkability, and distinct architectural styles.

EverRange is the name on everyone’s lips for 2026. Situated between the well-established hubs of Nocatee and eTown, this new 1,000-acre master-planned community is positioned to be the next big thing. It has a "rustic modern" vibe that feels different from the coastal aesthetic we usually see. With major builders like Toll Brothers and Dream Finders Homes leading the charge, it is widely considered the successor to the growth we saw in Nocatee over the last decade.

Then you have Seven Pines, located right near the Intracoastal in the 32224 ZIP code. This community takes a different approach by focusing intensely on walkability and a high-end, connected neighborhood feel. Builders here, including ICI Homes and David Weekley, are delivering product that often sits in the higher price brackets, catering to those who want luxury without being too far removed from the city core.

We also can't talk about this sector without mentioning eTown. It continues to draw buyers who prioritize a tech-forward lifestyle and smart-home integration. Its location near St. Johns Town Center keeps it incredibly relevant, and neighborhoods like Kettering and Granville are very active right now.

• Price Watch: In these Southside communities, you should generally expect starting prices in the mid-$400s, with larger estate homes easily climbing well over $1,000,000.

Value & Growth: North Jacksonville and Westside Developments

If the price tags in the Southside feel a bit steep, or if your life revolves around the airport or logistics hubs, the North and West sides of town offer incredible value. You can generally get a significantly newer, larger home here for the same money you'd spend on a smaller resale elsewhere.

North Jacksonville is booming due to its convenience. If you travel often or work near the Jacksonville International Airport, communities like Seaton Creek or Alta Lakes put you minutes from the terminal and the River City Marketplace. The commute is manageable, and the lifestyle is a bit more relaxed.

Over on the Westside, specifically around the Oakleaf and Chaffee areas, you will find the most square footage for your dollar. Developments like Panther Creek and new expansions near the First Coast Expressway are opening up access to areas that used to feel remote but are now well-connected.

• Entry-Level Pricing: It is still possible to find new construction starting in the $200s and $300s in these corridors.
• Commuter Context: These areas are top choices for military personnel at NAS JAX or anyone in the logistics sector.

Urban Luxury: Downtown and Riverfront Options

For years, "new construction" in Jacksonville meant suburban sprawl, but 2026 is seeing a shift toward vertical luxury in the urban core. There is a specific segment of buyers who want zero maintenance and high-end services, and the market is finally answering that demand.

The headline grabber here is the Four Seasons Private Residences, which launched sales in early 2026. We are talking about ultra-luxury price points in the multi-millions—often starting in the $4,000,000 range. These units offer riverfront views and access to hotel-caliber amenities, targeting a buyer who might have previously looked at Miami or New York.

This signals a broader interest in Downtown Jacksonville living. While it is a smaller slice of the market compared to the suburbs, the delivery of these units, targeted for around 2027, is changing the skyline and the perception of what luxury living in Jacksonville can be.

Just Outside the City: St. Johns County Communities

It is impossible to discuss the Jacksonville market without crossing the county line into St. Johns. Many people who say they are "living in Jacksonville FL" actually end up buying just south of the border. The pull here is often the specific district ratings for schools and the massive scale of the amenities.

Nocatee is the veteran here. It is maturing, meaning there is less construction dust than in previous years, but it remains a top destination for its water parks and town center lifestyle. However, SilverLeaf has emerged as a massive competitor. It has a huge footprint and offers extensive resort-style amenities. Depending on the specific phase, some parts of SilverLeaf do not have CDD debt, which can be a major financial differentiator for price-sensitive buyers.

There is also RiverTown, which offers a distinct riverfront lifestyle that feels different from the beach-focused communities. When you are looking in this area, pay close attention to the boundary lines. Being in St. Johns County versus Duval County changes your property tax rates and which school zones you fall into.

Understanding Costs: CDD Fees and Taxes in 2026

If you are relocating from a state that doesn't use Community Development Districts (CDDs), this part of the budget can be confusing. It is vital to understand this before you fall in love with a community plan.

A CDD fee is essentially a way to finance the infrastructure of a master-planned community. It pays for the roads, the giant amenity centers, the fancy entry features, and the sewer lines. The fee is split into two parts: a Bond portion (which pays off the construction debt over roughly 30 years) and an Operations & Maintenance (O&M) portion (which pays to keep the lights on and the grass cut forever).

This fee is collected as part of your annual property tax bill; it is not a monthly check you write to the HOA. However, when you break it down monthly to calculate your affordability, a CDD can add anywhere from $100 to over $400 to your equivalent monthly payment.

• Tax Tip: When looking at property tax estimates for new builds, remember that the current tax bill might be based on "unimproved land." Make sure you budget for the full assessment that will hit after your house is finished and reassessed by the county.

Major Builders: Who to Watch

Not all builders operate in the same tier. Knowing who builds what can save you a lot of time when filtering through the best neighborhoods in Jacksonville FL.

• Production & National Builders: Companies like Lennar, D.R. Horton, and Pulte are focused on volume and value. They often have "inventory homes" ready for quick move-ins. You typically have fewer customization options, but the price-per-square-foot is competitive.
• Semi-Custom & Regional Builders: Builders like David Weekley, ICI Homes, Providence Homes, and Dream Finders Homes sit in the middle. They are very active in premium communities. Providence Homes, for example, has a strong reputation for energy efficiency and Energy Star ratings.
• Luxury & Custom Builders: At the top end, you have Toll Brothers, Riverside Homes, and Glenn Layton. These builders are often found in coastal or high-end master-planned communities where design and finish quality are paramount.

Tips for Buying New Construction in Jacksonville

Buying a new home is different from buying a resale, and having the right strategy matters.

First, representation is key. The friendly agent sitting in the model home represents the builder, not you. Their job is to get the best deal for the developer. You should absolutely have your own agent to advocate for your interests, and in almost all cases, the builder pays your agent's commission.

Second, look for incentives. In 2026, builders are using financing tricks to move homes. This might look like a permanent rate buy-down (which can save you hundreds a month) or significant contributions toward your closing costs. These packages can sometimes be worth $10,000 to $20,000 in real value.

Finally, never skip the inspections. Just because a home is new doesn't mean it is perfect. You should hire a private inspector for a "pre-drywall" inspection (to check framing and electrical before the walls go up) and a final inspection before closing. And during your final walkthrough, be ruthless with the "blue tape" to mark every scratch, paint drip, or misaligned cabinet door.

Frequently Asked Questions About New Construction

What is the newest master-planned community in Jacksonville for 2026?

EverRange is the major new launch to watch this year. Located in South Jacksonville between Nocatee and eTown, it features roughly 1,000 acres of development with a "rustic modern" theme and homes from builders like Toll Brothers and Dream Finders.

Do all new home communities in Jacksonville have CDD fees?

No, not all of them. CDD fees are typically found in large, master-planned communities that offer extensive amenities like clubhouses and pools. Smaller "infill" communities or neighborhoods with fewer shared facilities often do not have CDD fees, though they will still have standard HOA dues.

How long does it take to build a new home in Jacksonville currently?

If you are buying a "dirt start" (building from scratch), timelines are currently running about 8 to 12 months depending on the builder and size of the home. However, many builders have "inventory homes" or "quick move-in" homes that are already under construction and can be ready in 30 to 60 days.

Are new homes in Jacksonville cheaper in the Northside or Southside?

New homes are generally more affordable in the Northside and Westside of Jacksonville. The Southside and Intracoastal areas command a premium due to their proximity to the beaches, major employment centers like the Town Center, and established lifestyle amenities.

Can I use my own real estate agent for new construction?

Yes, and you absolutely should. Your agent protects your deposit, helps negotiate incentives, and guides you through the non-standard builder contracts. Just make sure your agent registers with you on your very first visit to the model home, or the builder may not allow them to represent you later.